SUPA Blog
Field notes on running a principal cross-border business — payments, foreign exchange, signed documents and operating discipline.
Plainly written. No fluff. Articles on payments, foreign exchange, registration discipline, signed documents and the operating decisions a principal operator actually has to make.
Customer Money Rules: Protecting Funds You Don't Own
Safeguarding, segregation and the "customer money" licence question for payment firms.
Read →Why Jurisdiction Choice Is an Architectural Decision
Licence recognition, correspondent appetite and settlement access make jurisdiction a design choice, not an admin one.
Read →Financial Sandboxes: What They Give You and What They Don't
An honest account of what a regulator sandbox provides versus its marketing promise.
Read →The Regulatory Route to a Payment Licence: A Jurisdiction-by-Jurisdiction Map
Guernsey, Ireland, the UK, Switzerland and more — compared on speed, recognition and settlement access.
Read →Building an AML Programme for a Payment Hub
The architecture of monitoring, screening and audit when the unit of analysis is a network rather than a single bank.
Read →Know Your Agent and the Regulator's Dilemma
Why existing rules assume a human who can confirm or dispute a payment, and what has to change.
Read →Reliance vs Transfer: What Cross-Border Reliance Law Actually Allows
Where local law permits relying on a third party's checks, where it does not, and why the distinction matters.
Read →FATF Recommendation 17: Relying on Another Institution's KYC
A plain guide to the rule that makes multilateral reliance possible, and how it is used in practice.
Read →From Days to Seconds: What Actually Enables Faster Cross-Border Settlement
The combination of netting, local rails and smart routing that turns days into seconds.
Read →Reconciliation Across Rails: Matching One Payment in Many Places
The operational load of reconciling a single payment that touched several systems.
Read →Why Correspondent Relationships Get Closed Without Notice
Common de-risking triggers and how clients and smaller institutions can prepare.
Read →The Hidden Role of Nostro Rebalancing in FX Rates
How the cost of rebalancing nostro accounts feeds into the spread a client pays.
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